Together at

every moment of life.

Focused on the customer, we offer complete and personalized 360º solutions. We solve each person’s needs and help them build a stable and healthy financial life.

Financial Concierge at your service

Every cent counts, organise all aspects of your financial life at once

Savings
Insurance
Tax
Credits
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Simplify and Empower your Financial Life

Simple

Don’t worry about the fine print. Experience less bureaucracy and greater efficiency. Don’t navigate through the labyrinth of finances alone; we’ll guide you every step of the way.

Accessible

Get all the knowledge you need.

Tailored

Forget standard solutions. Our insurances are personalised solutions to your needs, perfectly adjusted to your current individual situation. 

Sustainable

Protect the planet while protecting yourself.Reduce your environmental footprint through our innovative technology.

Services

360º support for you

We leverage all our knowledge and experience to ensure comprehensive 360° support. We demonstrate unwavering commitment by embracing your needs as our own, and adaptability by consistently making context-based decisions and recommendations.

We believe in

Solutions created for our +7500 clients

We believe that the knowledge and experience of our team guarantees the delivery of solutions adapted to the customers’ needs. We use global solutions with a consistent adaptability spirit and commitment to secure and the customers’ trust in our services.

Knowledge

100%

Adaptability

100%

Trust

100%

Tax Representative

Taxation is a technical and relevant topic in business management. We support our clients to predict and manage fiscal taxes within the activity. You don’t have to worry. With us, you have all the fiscal support that you and your company needs.

Services for Independent Workers

A service for professionals who do not want to waste time with their tax, economic management, and accounting obligations.

  • Preparation and control of tax obligations (personal income tax and VAT)
  • Monitoring of Social Security obligations
  • Delivery and fulfilment of tax/legal obligations
  • Issuance of receipts and invoices
  • Tax advice
  • Support in administrative services
  • Consultation if you want to launch a new business

Income Management - International Investors

We manage your income in Portugal, ensuring its proper collection, correct accounting and tax treatment concerning local tax obligations, and integration with the country where you are a tax resident.

  • Support in the preparation of rental contracts and tax obligations
  • The monthly issue of receipts
  • Monthly check on the proper receipt of rents
  • Control and submission of the income declaration (IRS)
  • Support in management and contact with tenants
  • Management support and and contact with tenants

Dedicated Administrative Assistant

We provide professional services to permanently monitor your commercial activity in Portugal through a dedicated assistant

  • Administrative assistant to support your business
  • Translation and drafting of documents
  • Representation at meetings
  • Sight Seeing programs and one-off events

Tax Representative

Our Tax Representation team will represent you and your family in Portugal, providing these services through electronic domiciliation and in our office. Our services include:

  • Obtaining your tax number
  • Registration and control of your activity on the AT Portal
  • Tax domicile in our office for correspondence and contact purposes
  • Support for opening a bank account in Portugal
  • Support for the ARI process or legalization as a resident in Portugal

Business Support Services

UniPeople supplies various services to support your business in Portugal.

  • We assure administrative activities necessary for the maintenance of the business
  • Support for official activities
  • Analysis and management consulting for the creation or expansion of your business
  • Business Plan elaboration and contacts for new business building
  • Tax advice

Property Management

We handle the administrative, financial, and fiscal management of your properties in Portugal, assured by our experience and network of contacts.

  • Constitution as Legal Representative for the acquisition of property
  • Control and enforcement of tax obligations, like property tax (IMI)
  • Management and compliance with condominium obligations
  • Annual expenditure budget management
  • Fiscal and administrative support to the property purchase process
  • Attendance at condominium assemblies
  • Support for insurance underwriting for the property
  • Assistance with drafting contracts (water, electricity, etc.)
  • Support for maintenance and repair services of the property
  • Annual expenditure budget management

Credit? We Have the Solution

We have the solution. We possess the knowledge and experience to discover the best credit option available in the market. Furthermore, we are fully committed to understanding your life and financial situation, and then fully adaptable to provide you with multiple options so you can retain control of the decision-making process.

Consolidated

By consolidating expenses related to multiple credits into a single instalment, you can save up to 60% per month! Up to 60% per month! 

House Loans

We look for the best rates in the market, adjusted to your budget, and that allow you to fully enjoy your home without paying more for it! 

Personal

So that your personal projects can take shape! Go from plan to action with customized financing tailored to your needs and expectations. 

Consolidated Credit

Do a financial reorganization and start saving monthly.

It is a solution that allows you to combine the various existing credits into one. The goal is to reduce monthly charges, leaving you with a single payment, a single fixed interest rate, and a single term. In practice, it ends up being a financial reorganization that generates savings at the end of the month.

Home Loans

Get the most advantageous home loan.

A mortgage is a loan granted by a bank for the purchase of a property. In exchange, the client undertakes to pay periodic instalments during a pre-established term. In addition to the personal guarantee, the banking entity keeps the guarantee of the property, constituting a mortgage on it. In this way, it ensures the payment of the loan. For this reason, this type of loan is called a mortgage loan.

Personal Credit

Together we will find the personal credit that allows you to realise your projects with a monthly payment adjusted to your plans and budget.

It is a loan that we can request from a bank/financial entity and that can have several purposes: from financing studies to renovation of a house, consumption, trips, health expenses, among others. It is not mandatory to indicate the purpose of the credit. 

Simplify your financial life

Simple and Intuitive

No sales speeches or technical terms. Rely on independent professionals, backed by their experience and customer orientation.

Become the master of your decisions

Make the best decisions with the support and knowledge of our consultants.

Find the Best Solutions

We constantly analyse the market to get you the best rates so you can save money. 

Talking about insurance has never been so easy

Join the future of insurance today with us and experience the difference firsthand. Discover why we’re recognized as one of the best in the market – where innovation meets reliability, and your satisfaction is our top priority.
Quality of life

The value of a life is incalculable, but this insurance can provide compensation for the beneficiaries in case of death. 

Good health

Health comes first. Don’t put this insurance on the back burner; ensure access to a specialised network of medical assistance. 

Savings

Get up to 60% savings on your life insurance! Don’t put off for tomorrow what you can save today. 

Car insurance

To reach any destination and navigate through any accident. An obligatory insurance, but with optional extra complements, because safety is never excessive. 

And more...

PET

Travel

Motor

Illnesses

Civil Liability

Multirisk

Education

Retirement

ARE YOU IMMORTAL?

If not, then you need life insurance.

A choice that extends beyond the present, leaving a legacy of protection, love, and peace of mind for future generations. Invest in the future that matters. 

unipeople-insurance-21

Health Insurance

Ensure that your health is never in second place.

Having health insurance is a preventive measure against illnesses caused by age, lifestyle, and exceptional situations. Make sure your health comes first. 

Credit life insurance: spend less, save more.

Save up to 60% on your life insurance.

It is one of the conditions requested by most banks when applying for a home loan. It serves as a guarantee of payment of the loan amount agreed upon in the policy in case of death or disability of the insured beneficiary. The main function of a credit life insurance is to guarantee the payment of the credit debt to the bank. 

Auto Insurance

Decide what you want, and pay the lowest value on the market.

Decide what you want and pay the lowest value on the market. Vehicle insurance covers cars, trucks, motorcycles, and other road vehicles. Its primary purpose is to provide financial protection against physical damage or bodily injury resulting from traffic collisions and against liability that may arise from incidents involving a vehicle. 

Save on your insurance

Independence

At UniPeople, we work with all insurance companies to give you freedom of choice and access to private healthcare. 

SUPPORT

You can count on the UniPeople team to help you with any questions throughout the life of your contract. 

The best Insurance Companies are our partners

At UniPeople, we work with all insurance companies, giving you access to the best prices. 

How will you reach your dreams?

Whether you’re saving for a dream vacation, retirement, or a rainy day, UniPeople is your trusted partner every step of the way. Experience the simplicity of saving with peace of mind, knowing that your financial well-being is in the hands of industry leaders dedicated to your prosperity.

Training

I want to do training or a course 

Retirement

I want to secure my retirement

Starting a new company

I want to start a company

Emergency Fund

I want to have an emergency fund

And more...

House

Family

Travelling

Vehicles

Boat

Heritage

Career

Marriage

Saving has become simpler

Save today, guarantee the future

Build the best plan for your goals, postpone consumption, develop effective saving habits, and create emergency funds. 

REDUCE YOUR DEBT

Develop a restructuring plan, ease monthly payments, and achieve financial freedom. 

KEEP CONTROL

Take charge of your money, enhance your financial literacy, and achieve your dreams. 

UniPeople is a credit intermediary authorized by Banco de Portugal number 0006413.

 None of the content on this website exempts you from reading the legally required pre-contractual and contractual information.

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